The State Control Committee of the Republic of Belarus carries out comprehensive work in sphere of ensuring the financial security of citizens

The State Control Committee of the Republic of Belarus carries out comprehensive work in sphere of ensuring the financial security of citizens

In order to protect the population from unlawful actions in the financial sphere and to reduce the level of cybercrime, the State Control Committee of the Republic of Belarus carries out systematic work by mass informing citizens about ways to protect themselves from fraudsters, about responsibility for unintentional complicity in crimes, when quick earnings can involve in a criminal network.

The State Control Committee once again draws attention to the fact that today the risk of being drawn into financial crimes is increasing. Largely due to the virtual network, which is riddled with offers of «easy» earnings.

The most popular scheme is with the participation of «money mules». These are front persons who transfer their personal data for a small fee, issue bank cards or SIM cards of mobile operators, which are subsequently used by fraudsters in criminal activities.

The schemes by which the «money mules» work:

• «Money mules» is a filler. A person receives cash from an attacker, deposits it into his account and transfers it to other «money mules».

• «Money mules» is a transit worker. An individual receives money on a card, after which he transfers it to other bank cards or electronic wallets. Money transfers are often used directly from one user to another through specialized applications without the participation of a bank or other intermediaries.

• «Money mules» is a cashier. In this case, a person withdraws funds received by him at an ATM and transfers them to fraudsters.

All links of this chain violate the law. In Belarus, such activities are subject to the Criminal Code of the Republic of Belarus and the Code of Administrative Offences. For «money mules» there is a fine, correctional work or restriction of freedom. For the organizer – criminal liability with a punishment of up to 10 years in prison.

Important!! How not to become a «money mules»:

• Do not issue powers of attorney for opening bank accounts, issuing cards for them, SIM cards.

• Don't «rent out» your credit card.

• Do not give anyone access to your personal account in the applications of banks.

• Do not agree to transfer or withdraw money from the ATM at the request of unknown persons.